Channels

Save time and money

Muki Sacco now allows you access to your account at any time through these channels

Mobile Banking

The platform is available 24/7

By dialing *850# on your mobile phone You can now:

Enquire Account balance
Transfer Funds
M-Pesa transfers ie Deposits and Withdrawals
Apply for a loan
Pay your bills

Muki Sacco APP

Bank with Muki Sacco Anytime, Anywhere!

Experience convenient and secure banking with the Muki Sacco Mobile App, now available for download on the Google Play Store.

Features

Account balances
Account statements
Cash deposits(to Savings and Shares Accounts)
Cash Withdrawals
Mobile Loan Application
Inter Account Transfers
Loan Guarantors
Loans Guaranteed

Internet Banking

Welcome to Muki SACCO Internet Banking

Bank conveniently, securely and from wherever you are.

Muki SACCO Internet Banking gives you easy access to your account and allows you to carry out your banking transactions online—without having to visit our branches

With Muki Internet Banking, you can:

Check Account balance
Send to mpesa
Buy Airtime
Paybill / Till
Buy mpesa float
Fund transfer
Pesalink
Withdraw cash
Utility payments

ATM

Muki sacco Visa Branded ATM card

TRANSACTION POINTS

Co-op Bank ATMs
VISA Branded ATMs
Co-op Kwa Jirani Agents
Merchants – Shopping, Fueling, Dining, Services
Online/e-Commerce Payments
Pesalink Transfers (On Co-op)
Diaspora Transactions – Official Letter on member KYC, Travel Dates & Country(s)

MUKI Sacco Agency

Visit any Muki Sacco agent near you and save on time and money. Our Agencies allow you access to your account even past normal working hours and during the holiday.

Paybill 469988

How to make deposits to your MUKI Sacco Account.

Go to M-pesa Menu
Select Lipa na M-pesa
Then Select PAYBILL
Enter Business No 469988
Enter Your national id number as the Account Number.
Enter Amount
Enter M-pesa PIN to complete the transaction.

Members and non-members can now deposit into their accounts or other accounts through our paybill.

Fund Transfer(RTGS)

Members can transfer money Electronically from other banks to their Muki Sacco Account through Real Time Gross Settlement.

Benefits:

The easiest way to transfer huge amounts or high-value transactions
Safe and secure. It’s a risk-free method of funds transfer.
Speed. There’s no delay since the transactions are carried out on a real-time basis
Transactions beyond geographical boundaries.
Convenient since transfers can be done from anywhere.

Cheque Book

Muki Sacco Personal cheque books are issued to individuals, corporate as well as group members on request.

Benefits:

It facilitates our members in making third-party payments
It saves time and money.
Tracking expenditure is simplified
Record keeping is made easy with a checkbook.
Visit any of our branches today and apply for one.

M-pesa Services

Mpesa Retail

For any Mpesa need, visit any of our 9 branches and you will be able to

Deposit any Mpesa amount
Withdraw any Mpesa amount
Enjoy our large branch Network

Mpesa Super Agency

To the Mpesa Agents: “You do not have to be troubled about your customers making huge Mpesa withdrawals or deposits”

We have a solution for you

Visit any of our branches and buy float for your Mpesa shop with ease

Get express service without going through long queues.
Enjoy our large branch Network

Lipa na Mpesa

This is a service given to Muki Sacco business clients where their daily sales through the platform are transferred automatically into their Muki accounts.

Benefits:

This reduces the risk of handling physical cash for business owners
Easy reconciliations.
Helps to build a cash flow statement that improves on our member’s credit rating.