Mon-Fri8:30AM-4:00PM
Sat8:30AM-12 Noon
Public HolidaysClosed
Head OfficeNdunyu Njeru Branch P.O Box 398 North Kinangop
Phone0711-794957
Save time and money

Channels

Muki Sacco now allows you access to your account at any time through these channels
Mobile Banking

Mobile Banking

The platform is available 24/7

By dialing *850# on your mobile phone You can now:

  • Enquire Account balance
  • Transfer Funds
  • M-Pesa transfers ie Deposits and Withdrawals
  • Apply for a loan
  • Pay your bills

MUKI Sacco Agency

Visit any Muki Sacco agent near you and save on time and money. Our Agencies allow you access to your account even past normal working hours and during the holiday.

MUKI Sacco Agency
Paybill 469988

Paybill 469988

How to make deposits to your MUKI Sacco Account.

  1. Go to M-pesa Menu
  2. Select Lipa na M-pesa
  3. Then Select PAYBILL
  4. Enter Business No 469988
  5. Enter Your national id number as the Account Number.
  6. Enter Amount
  7. Enter M-pesa PIN to complete the transaction.

Members and non-members can now deposit into their accounts or other accounts through our paybill.

Fund Transfer(RTGS)

Members can transfer money Electronically from other banks to their Muki Sacco Account through Real Time Gross Settlement.

Benefits:

  • The easiest way to transfer huge amounts or high-value transactions
  • Safe and secure. It’s a risk-free method of funds transfer.
  • Speed. There’s no delay since the transactions are carried out on a real-time basis
  • Transactions beyond geographical boundaries.
  • Convenient since transfers can be done from anywhere.
Fund Transfer(RTGS)
Cheque Book

Cheque Book

Muki Sacco Personal cheque books are issued to individuals, corporate as well as group members on request.

Benefits:

  • It facilitates our members in making third-party payments
  • It saves time and money.
  • Tracking expenditure is simplified
  • Record keeping is made easy with a checkbook.
  • Visit any of our branches today and apply for one.

M-pesa Services

Mpesa Retail

For any Mpesa need, visit any of our 9 branches and you will be able to

  • Deposit any Mpesa amount
  • Withdraw any Mpesa amount
  • Enjoy our large branch Network

Mpesa Super Agency

To the Mpesa Agents: “You do not have to be troubled about your customers making huge Mpesa withdrawals or deposits”

We have a solution for you

Visit any of our branches and buy float for your Mpesa shop with ease

  • Get express service without going through long queues.
  • Enjoy our large branch Network
M-pesa Services
Lipa na Mpesa

Lipa na Mpesa

This is a service given to Muki Sacco business clients where their daily sales through the platform are transferred automatically into their Muki accounts.

Benefits:

  • This reduces the risk of handling physical cash for business owners
  • Easy reconciliations.
  • Helps to build a cash flow statement that improves on our member’s credit rating.
Great results from a great team

Our numbers talk

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Years of Service

Providing quality service to our loyal members
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Active Members

You are in good company as a member of our ever growing Muki Sacco Society
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Financial Products

Pursue your financial goals through our innovative savings and loans products
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Network Branches

Our branches are convenient, comfortable and friendly spread across counties
Muki Sacco SocietyHead Office
Ndunyu Njeru Branch P.O Box 398 North Kinangop
Our locationsWhere to find us?
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© 2025 Muki Sacco Society. All rights reserved.

Copyright by Muki Sacco Society. All rights reserved.